Amlan Mohanty

April 28, 2025

How In-Network Providers Shape Group Benefits Strategy

Not long ago, a plan member could walk into an in-network hospital, receive care from an out-of-network provider, and walk out with a five-figure bill. The plan paid some. The provider charged what they liked. The rest landed on the patient. Those days are fading, but not because care has gotten simpler. It is because […]

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March 20, 2025

How Insurers Are Innovating Solutions for Group Benefits

You can sense the transformation rippling across the group benefits industry. Employee demographics now span five generations, mental health challenges are on the rise, and personal finances have grown more precarious than ever. Meanwhile, 40% of employers are boosting their investment in benefits innovation to stay competitive (SHRM, 2023). At the same time, tech-savvy startups […]

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March 6, 2025

Mitigating Risks in Group Benefits Underwriting: Best Practices for Insurers

Underwriting is the ground zero of group benefits. The place where cost, risk, and regulation collide to shape coverage for millions of employees.  Done right, it keeps plans both affordable and solvent. Done wrong, it amplifies the system’s worst pressures. In the U.S. alone, more than 155 million people rely on employer-sponsored health insurance. The […]

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